Use these services to add convenience and valuable benefits to your First National Checking Account.
Over 9 million establishments honor our cards, and cash is available at over 317,000 financial
institutions or at any automatic teller machine displaying the CIRRUS® logo.
E-Mail wallh@ibankatfnb.com or stop by any one of our convenient locations for an application.
First National Bank uses the new state-of-the-art Check Imaging System. And best of all…at no additional cost to you. Check Imaging provides a larger, easier to read statement and laser images of your checks. (more info)
Monthly bank statements with images of deposits and front and back of checks are stored electronically
on a CD-Rom. By utilizing a PC equipped with a CD-Rom Drive and Windows 95 or higher, you can research
and reconcile monthly statements fast and easy; reprint statements quickly and efficiently. (more info)
You have trusted your Hometown Bank for your financial needs, now you can trust us with your insurance
coverage. Many of our customers have saved hundreds of dollars. We are here for you in making careful
insurance decisions.
Take a look at the great discounts that are available:
Don't delay…call us at (704) 739-9472 and ask about our low rates or request
your personalized no-obligation rate quote.
FNB Insurance Agency
300 W. Mountain Street
Kings Mountain, NC 28086
(704) 739-9472
Insurance products are sold through FNB Insurance Agency, a licensed insurance agency and subsidiary of First National Bank of Shelby.
Insurance Products:
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Not FDIC insured
Not bank guaranteed
May lose value
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This free service, available at all First National offices, provides a convenient, safe and secure
way of making deposits when the Bank is closed. It's accessible 24 hours a day, 7 days a week.
- A safe, easy accessible way to store important documents and items of value.
- Available in various sizes.
Traveler's Checks available in a variety of denominations and eliminate the need for carrying
large sums of cash when traveling.
When you need to move money quickly, a wire transfer ensures that your initiated payments or transfers
are received promptly, locally, nationally or internationally.
| Check Certification |
$5.00 |
| Items paid against Non-Sufficient Funds |
30.00 |
| Items returned for Non-Sufficient Funds |
34.00 |
| Cashiers Check - Customer |
5.00 |
| Cashiers Check - Non-Customer |
5.00 |
| Money Order - Customer |
3.00 |
| Money Order - Non-Customer |
5.00 |
| Stop Payment Request |
15.00 |
| Draft Revoke |
15.00 |
| Outgoing and Incoming Collection Items |
15.00 |
| Called Bonds sent for collection |
25.00 |
| Wire Transfers |
10.00 |
| Telephone Balance Inquiries |
1.00 |
| Photos of Checks or Statement - per item |
1.00 |
| Research or Balancing of Accounts - per hour/min. |
15.00 |
| Safe Deposit Boxes annual fee |
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| 3 x 5 |
25.00 |
| 5 x 5 |
35.00 |
| 3 x 10 |
40.00 |
| 5 x 10 |
50.00 |
| 10 x 10 |
95.00 |
| Travelers Checks, per $100 |
1.00 |
| Notary Fees |
1.00 |
| Signature Guarantee Service |
1.00 |
| Xerox Copies, per side |
.25 |
| Cashing of Government Checks and non-bank checks for non-customers, per check |
5.00 |
| Personal Deposited/Cash Item Chargeback |
3.50 |
| A Checking/Savings Account Opened and Closed within 90 Days Will Be Service Charged |
10.00 |
| Checks returned with bank statement |
2.00 |
Inactive Accounts: If there is no activity for 12 months and the balance is below $200, there will be a dormant charge for:
Checking
Savings |
10.00
10.00 |
Charges for other services may be negotiated.
Charges are subject to change. |
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