BUSINESS DEPOSITS

Small Business Checking Accounts

Commercial Accounts

Cash Management

Business Savings/Investments

Company Direct Deposit


BUSINESS BORROWING

Term Loans

Lines of Credit

Construction & Real Estate

Small Business Administration Loans

Business Manager

Accounts Receivable Finance


OTHER SERVICES

FirstNET Business

Corporate Credit Card

Merchant Card Services

Investment & Trust Services

business Banking



Insured Money Market Account:
  • Earns money market rate of interest
  • Allows 6 transfers from the account per month but only 3 may be payment by check to a third party.
  • No service charge with a $1,000 minimum balance. A service charge of $10.00 will be imposed any statement period that the balance in the account falls below the $1,000 on any day of that statement period.
Regular Savings Account:
  • No service charge for withdrawals from savings accounts with a $500 minimum balance.
  • Below $500, one free withdrawal per month. A service charge of $.50 per additional withdrawal will be charged if the balance has fallen below the minimum required balance.
  • Maintain an average monthly balance of only $300, and avoid a $3.50 monthly maintenance charge.
  • An account opened and closed within 90 days will be service charged $5.
Certificates of Deposit:
  • Maturities of 30 days to five years (minimum required and interest rates and annual percentage yields vary).
  • Special Jumbo Certificates of Deposit ($100,000 minimum required; negotiated rates for various maturities).


Early withdrawal penalties may apply




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