Money Reserve

Enjoy the peace of mind of knowing that you have a Money Reserve* personal line of credit that is attached to your checking account for easy access.

The Money Reserve Account works very simply.  If you do not have enough funds in your checking account to cover a transaction First National Bank will automatically transfer funds, in multiples of $100.00, from your Money Reserve Account to your checking account, up to your credit limit**.

Below are some of the many advantages of a Money Reserve Account:

• A way to protect your credit and avoid overdraft fees.
• One-time application.
• May be used for any purpose.
• Monthly payment is automatically deducted from your First National Bank checking account.
• Transactions are reported monthly on a separate Money Reserve statement.
• Minimum monthly payment of 5% of your balance or $20.00, whichever is greater.
• No interest on the unused portion of your Money Reserve credit line.
• Five Star account type qualifies for reduced interest charges.

Stop by any office of First National Bank today and apply for a Money Reserve Account.

*Money Reserve is subject to credit approval. 

** Predicated upon Money Reserve Account being in good standing.