INVESTMENT/FINANCIAL PLANNING

Annuities

Fixed Annuities are long-term investment vehicles designed for retirement purposes.  Gains from tax-deferred investments are taxable as ordinary income upon withdrawal.  Guarantees are based on the claims paying ability of the issuing company.  Withdrawals made prior to age 59 1/2 are subject to 10% IRS penalty tax and surrender charges may apply.

Some exciting advantages of annuities are as follows:

  • Professional management.
  • Tax-deferred accumulation.
  • Diversification.
  • Potential hedge on inflation.
  • Reasonable liquidity.

BROKERAGE SERVICES

Take a look at the broad spectrum of investment products and services available to you through LPL Financial.

  • Mutual Funds.
  • Annuities.
  • Life Insurance Products.
  • Stocks and Bonds.
  • Money Market Funds.
  • Unit Investment Trusts.
  • Tax efficient Investments.
  • Direct deposit of settlements into checking/savings accounts.
  • Consolidated statements.

Whether you are a conservative, middle-of-the-road or an aggressive investor, Our Investment Services provides financial opportunities to investors such as you.

NOTE:

Brokerage customers are covered by SIPC (the Securities and Investor Protection Corporation).  A supplemental policy underwritten by Lloyds of London accompanies $9.5 million in additional coverage per customer subject to an overall aggregrate.  As with SIPC, this supplemental policy protects customer securities and funds only if the brokerage firm fails.  Neither coverage protects against a decline in the market value of your funds or securities.

EDUCATION PLANNING

With the cost of higher education escalating each year, it becomes more important for families to begin planning early to fund the cost of their children's education.  We can assist you with projecting the future cost of education and in establishing a savings investment program to meet that expense.

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

Whether you want a fully managed account or you prefer to make your own investment decisions, we have an IRA plan to meet your needs.  If you are planning to retire or change employment, we can assist you in maximizing your retirement benefits.

 Securities offered through LPL Financial, member FINRA/SIPC.  Insurance products offered through LPL Financial or its licensed affiliates.

Not FDIC Insured Not Bank Guaranteed May Lose Value
Not Insured by any Federal Government Agency Not a Bank Deposit

 

This site is designed for U. S. residents only.  The services offered within this site are available exclusively through our U. S Registered Associates, LPL Financial.  U. S. Registered Associates may only conduct business with residents of the states in which they are properly registered.  Please note that not all investments and services mentioned are available in every state.