Services Provided by Each FNB Office :: Disclosures

Main Office - 104-106 S. Lafayette Street, Shelby, NC 28150
Banking Hours:	Monday - Friday 9:00 a.m. to 5:00 p.m.

Loans

Consumer Loans
Mortgage Loans
Commercial Loans
Letters of Credit

Credit Cards

Visa
MasterCard

On-Line Banking

Commercial Accounts
Consumer Accounts

Electronic Banking

Cash Management Services
Remote Capture Deposit

Direct Deposit

Trust Services

Discount Brokerage

Hometown Bank Hotline

Merchant Accounts

Check Card (Debit Card)

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRA's
Night Depository
Annuities
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Incoming/Outgoing Collection Items
Called Bonds for Collection
Wire Transfers
Signature Guarantee
Telephone Balance Inquires
Research
Safe Deposit Boxes
Travelers Checks
Notary Service
Cashing Gov't Checks
Sweep Accounts
Lockbox Service
ACH Origination
Commercial A/C automated
Reconcilement
Cash Advances

North Branch Office - 801 N. Lafayette Street, Shelby, NC 28150

Banking Hours:

Monday - Thursday 8:30 a.m. to 5:00 p.m.
Friday 8:30 a.m. to 6:00 p.m.

(No Banking Lobby)

24 Hour Banking Services

Check Card (Debit Card)

Additional Services
Consumer/Commercial

Cashiers Checks
Money Orders
Telephone Balance Inquiry
Cashing Gov't Checks
Night Depository
Cash Advances

Gastonia Office - 529 South New Hope Road, Gastonia, NC 28054
Banking Hours:	(Drive -Thru)	Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 a.m. to 6:00 p.m.
	(Banking Lobby)	Monday - Friday 9:00 a.m. to 5:00 p.m.

Loans

Credit Cards

Hometown Bank Hotline

Check Card (Debit Card)

On-Line Banking

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquires
Safe Deposit Box
Travelers Checks
Notary Service
Signature Guarantee
Cashing Gov't Checks
Night Depository
Cash Advances

Upper Cleveland Office - 103 Piedmont Drive, Lawndale, NC 28090 West Cleveland Office - 208 North Main Street, Boiling Springs, NC 28017 Bessemer City Office - 1225 Gaston Highway, Bessemer City, NC 28016 Forest City Office, 108 Plaza Drive, Ext., Forest City, NC 28043 Kings Mountain Office - 300 W. Mountain Street, Kings Mountain, NC 28086 East Gaston Office - 5800 Wilkinson Blvd., Belmont, NC 28012 Lincoln County Office - 2317 E. Main Street, Lincolnton, NC 28092
Banking Hours:	(Drive -Thru)	Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 a.m. to 6:00 p.m.
	(Banking Lobby)	Monday - Friday 9:00 a.m. to 5:00 p.m

Loans

Credit Cards

Hometown Bank Hotline

On-Line Banking

Check Card (Debit Card)

Discount Brokerage

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquires
Safe Deposit Box
Travelers Checks
Notary Service
Signature Guarantee (Kings Mountain, Forest City, Lincolnton only)
Cashing Gov't Checks
Night Depository
Cash Advances

South Branch Office - 526 South Lafayette Street, Shelby, NC 28150
East Dixon Blvd. Office - 1338 East Dixon Blvd., Shelby, NC 28150 Highland Office - 1127 East Marion Street, Shelby, NC 28150

Banking Hours:

(Drive -Thru)

Monday - Thursday 8:30 a.m. to 5:00 p.m.
Friday 8:30 a.m. to 6:00 p.m.

(Banking Lobby)

Monday - Friday 9:00 a.m. to 5:00 p.m.

Credit Cards

Hometown Bank Hotline

Check Card (Debit Card)

On-Line Banking

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquiry
Safe Deposit Box
Travelers Checks
Notary Service
Cashing Gov't Checks
Night Depository
Cash Advances

South Cleveland Office - 1531 South Post Road, Shelby, NC 28150

Banking Hours:

Monday - Thursday 8:30 a.m. to 5:00 p.m.
Friday 8:30 a.m. to 6:00 p.m.

(Drive Thru Only)

Credit Cards

Hometown Bank Hotline

Check Card (Debit Card)

Additional Services
Consumer/Commercial

Cashiers Checks
Money Orders
Telephone Balance Inquiry
Cashing Gov't Checks
Night Depository

Cleveland Regional Medical Center - 201 East Grover Street, Shelby, NC 28150

Automated Teller Machine (Lobby)

Kings Mountain Medical Center - 706 West King Street, Kings Mountain, NC 28086

Automated Teller Machine (Lobby)