Services Provided by Each FNB Office :: Disclosures

Main Office - 104-106 S. Lafayette Street, Shelby, NC 28150
Banking Hours:	Monday - Friday 9:00 a.m. to 5:00 p.m.

Loans

Consumer Loans
Mortgage Loans
Commercial Loans
Letters of Credit
Money Reserve

Credit Cards

Visa
MasterCard
Gold MasterCard

On-Line Banking

Commercial Accounts
Consumer Accounts

Electronic Banking

Cash Management Services
Remote Capture Deposit

Direct Deposit

Trust Services

Discount Brokerage

24-Hour Banking Services (ATM)

Hometown Bank Hotline

Merchant Accounts

Check Card (Debit Card)

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRA's
Night Depository
Annuities
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Incoming/Outgoing Collection Items
Called Bonds for Collection
Wire Transfers
Signature Guarantee
Signature Guarantee
Telephone Balance Inquires
Research
Safe Deposit Boxes
Travelers Checks
Notary Service
Cashing Gov't Checks
Sweep Accounts
Lockbox Service
ACH Origination
Commercial A/C automated
Reconcilement

North Branch Office - 801 N. Lafayette Street, Shelby, NC 28150
Banking Hours:	Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 a.m. to 6:00 p.m.

Credit Cards

24 Hour Banking Services

Check Card (Debit Card)

Additional Services
Consumer/Commercial

Cashiers Checks
Money Orders
Wire Transfers (North Branch only)
Telephone Balance Inquiry
Cashing Gov't Checks
Night Depository
Cash Advances (North Branch only)
Stop Payments Request

Gastonia Office - 529 South New Hope Road, Gastonia, NC 28054
Banking Hours:	(Drive -Thru)	Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 a.m. to 6:00 p.m.
	(Banking Lobby)	Monday - Friday 9:00 a.m. to 5:00 p.m.

Loans

Credit Cards

24 Hour Banking Services

Hometown Bank Hotline (ATM)

Check Card (Debit Card)

Discount Brokerage

Trust Services

On-Line Banking

Commercial Accounts
Consumer Accounts

Electronic Banking

Cash Management Services
Remote Capture Deposit

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquires
Safe Deposit Box
Travelers Checks
Notary Service
Signature Guarantee
Cashing Gov't Checks
Night Depository

Upper Cleveland Office - 103 Piedmont Drive, Lawndale, NC 28090 West Cleveland Office - 208 North Main Street, Boiling Springs, NC 28017 Bessemer City Office - 1225 Gaston Highway, Bessemer City, NC 28016 Forest City Office, 108 Plaza Drive, Ext., Forest City, NC 28043 Kings Mountain Office - 300 W. Mountain Street, Kings Mountain, NC 28086 East Gaston Office - 5800 Wilkinson Blvd., Belmont, NC 28012 Lincoln County Office - 2315 E. Main Street, Lincolnton, NC 28092
Banking Hours:	(Drive -Thru)	Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 a.m. to 6:00 p.m.
	(Banking Lobby)	Monday - Friday 9:00 a.m. to 5:00 p.m

Loans

Credit Cards

24 Hour Banking Services (ATM)

Hometown Bank Hotline

On-Line Banking

Check Card (Debit Card)

Discount Brokerage

On-Line Banking

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquires
Safe Deposit Box
Travelers Checks
Notary Service
Signature Guarantee (Kings Mountain, Forest City, Lincolnton only)
Cashing Gov't Checks
Night Depository

South Branch Office - 526 South Lafayette Street, Shelby, NC 28150
East Dixon Blvd. Office - 1338 East Dixon Blvd., Shelby, NC 28150

Highland Office - 1127 East Marion Street, Shelby, NC 28150

Banking Hours:

(Drive -Thru)

Monday - Thursday 8:30 a.m. to 5:00 p.m.
Friday 8:30 a.m. to 6:00 p.m.

(Banking Lobby)

Monday - Friday 9:00 a.m. to 5:00 p.m.

Credit Cards

24 Hour Banking Services (ATM)

Hometown Bank Hotline

Check Card (Debit Card)

On-Line Banking

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Check Certification
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquiry
Safe Deposit Box
Travelers Checks
Notary Service
Signature Guarantee (South Branch)
Cashing Gov't Checks
Night Depository

Rutherfordton Office - 116 West Court Street, Rutherfordton, NC 28139
Banking Hours:	(Banking Lobby)	Monday - Friday 9:00 a.m. to 5:00 p.m

Loans

Credit Cards

Hometown Bank Hotline

On-Line Banking

Check Card (Debit Card)

Discount Brokerage

On-Line Banking

Mortgage Loans

Lot Loans

Construction Loans

Home Equity Line of Credit

Additional Services
Consumer/Commercial

Checking Accounts
Savings Accounts
Certificate of Deposits
IRAs
Cashiers Checks
Money Orders
Stop Payment Request
Draft Revoke
Wire Transfer
Telephone Balance Inquires
Notary Service

South Cleveland Office - 1531 South Post Road, Shelby, NC 28150
Banking Hours:	Monday - Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 a.m. to 6:00 p.m.

Credit Cards

24 Hour Banking Services (ATM)

Hometown Bank Hotline

Check Card (Debit Card)

Additional Services
Consumer/Commercial

Cashiers Checks
Money Orders
Wire Transfers
Telephone Balance Inquiry
Travelers Checks
Cashing Gov't Checks
Stop Payment Request

Cleveland Regional Medical Center - 201 East Grover Street, Shelby, NC 28150

Automated Teller Machine (Lobby)

Kings Mountain Medical Center - 706 West King Street, Kings Mountain, NC 28086

Automated Teller Machine (Lobby)